Offering the best care
Subscribing to he alth insurance for your pet means guaranteeing your dog the best possible care. Indeed, medical procedures for animals are very expensive and some masters are forced to refuse treatment since they cannot afford to pay for all the examinations.
Between visits to the vet, x-rays, check-ups, treatment, a possible intervention or hospitalization, the bill can quickly climb. To offset all these costs, the ideal is to take out dog insurance. It covers part or all of the animal's he alth costs, both in the event of illness or accident.
Some contracts also cover so-called alternative medicine such as acupuncture, osteopathy or aromatherapy. With he alth insurance, the dog has every chance of living a long and he althy life. For a dog, he alth insurance can be taken out as soon as the animal is two months old.
Ensuring animal welfare
Most dog insurance offers a prevention package. This is an annual fee that covers additional costs. The conditions depend on the insurer but this package can be used to buy products such as shampoos, lotions or pest control, accessories, specific therapeutic foods
These products have a significant cost. The prevention package also covers part of the vaccines, the sterilization of the animal and all the other preventive expenses. It therefore makes it possible to detect in time a disease that could be serious for the animal.
As with humans, prevention is better than cure. To maximize the chances of having a dog in good he alth for as long as possible, you must take him regularly to the veterinarian, have him do check-ups, have him pass exams. Insuring your dog and subscribing to this prevention package allows you to offer the best to your animal.
Manage your budget
Having a pet has an impact on a household's budget. If the dog declares a chronic disease or is the victim of an accident, it may be required to take lifelong treatment or benefit from follow-up for several years. All of this comes at a significant cost.
With dog he alth insurance, it's easier. Indeed, the insurance covers veterinary costs and part of the cost of treatment. The majority of pet insurance companies determine the amount of premiums based on the animal and its breed.For example, certain dog breeds are more susceptible to kidney or eye disease. The master will be able to adapt his he alth insurance according to the needs of his animal and his budget. Several formulas will be proposed to him. It's up to him to decide which one suits him best.
The cheapest formula will also be the one that offers less extensive coverage. Conversely, the formula with the highest contributions will be the one that best reimburses the various costs incurred.
Preparing for the animal's end of life
Some insurance companies agree to take care of dogs until the end of their life. It is an ideal solution for owners who want to guarantee their animal the best possible state of he alth until the end. The dog can therefore be covered for its entire life. I
There are he alth mutuals for dogs that offer formulas to cover cremation and euthanasia costs. Subscribing to it can be advantageous because funeral costs for dogs are expensive.
Have access to free services
With an adapted formula, dog insurance gives access to free and generally very useful services. All companies provide emergency telephone assistance. Reachable at any time of the day or night and every day, it is reassuring for the master to know that someone will always be available to answer his questions. If the animal does not behave normally, the master can call this assistance service. Specialists will provide advice and tell the master what to do.
Coping with an emergency
A dog, like any animal, may need emergency care, regardless of age. Insuring your dog is essential to deal with the vagaries of life such as hospitalization or an intervention. On the other hand, for these costs to be covered, you must have subscribed to the appropriate formula.
Dog he alth insurance offers a final benefit in the event of loss of the animal. With the animal assistance guarantee, everything is done to quickly find the lost dog. The insurance takes care of notifying all the specialized services, publishes announcements to report the disappearance of the animal and pays the master a sum of money to compensate for the expenses incurred in finding the dog.
Although not mandatory, dog insurance helps keep it he althy for as long as possible. And contrary to popular belief, insuring your dog is not that expensive. It is even cheaper than paying all the expenses related to the animal's he alth. Taking out he alth insurance for your dog puts an end to the stress that comes with every visit to the vet.